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We bring institutional discipline and a tech-first approach to real estate credit — giving borrowers reliable, flexible capital, and giving investors secure, predictable returns once reserved for the world's largest institutions.

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+91 22 46621907

contact@certuscapital.in

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1107, 11th Floor, Altimus, Dr G M Bhosale Marg, opp. Mahindra Tower, Worli, Mumbai, Maharashtra 400018

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Raman Varma, Associate | Certus Capital

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Raman Varma

Associate

Raman joined Certus in August 2026, bringing experience across real estate investment analysis, valuation, project finance, and asset management.

He holds a PGP in Advanced Construction Management from NICMAR and a B.E. in Civil Engineering from RCOEM, Nagpur.

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Expertise & Key Milestones

2025 - 2026

Kotak Mahindra Bank – Sr. Manager – Corporate Real Estate

Conducted real estate valuations and feasibility assessments across residential, commercial and warehousing assets using DCF, comparable and residual land valuation methodologies.
Analysed micro-markets, pricing, absorption, supply, rentals, regulatory factors and developer track record to evaluate investment opportunities.

2023 - 2025

Piramal Capital & Housing Finance – Manager - Asset Management

Evaluated real estate project finance opportunities through financial analysis, due diligence, underwriting and deal closure.
Monitored project performance, including sales, cash flows, construction progress and portfolio risks, with regular reporting to senior management.
Developed asset management tools and dashboards to streamline portfolio monitoring and reporting.